Crops Insurance

From Sowing to Harvest, We've Got You Covered.

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What is Crops Insurance?

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An insurance policy for agriculture crops offers financial protection to farmers against losses and damages arising natural disasters such as wildfires, drought, flood, hail, windstorms, insect infestations, plant diseases accidental loss, and other factors that can cause significant damage to crop. Coverage and terms of the policy may vary depending on the region, the type of crop, and the type of policy.

WHY SHOULD I BUY A CROP INSURANCE POLICY?

Protection against financial losses:

Whether you are farming for household sustenance or for a commercial purpose, a crop insurance. It will protect you from financial losses due to unforeseen events such as natural disasters (droughts, floods, hurricanes), pests, or diseases. It provides you a safety net and lets you recover from losses and continue your farming operations. 

Stability and Security:

Whether you farm on a small-scale or a large-scale, your farms and crops and inherently and always exposed to various risks that can impact your agricultural yields and profitability. A crop insurance policy will help mitigate risks associated with farming. With the right insurance policy, you can fully focus on your work without worrying about unforeseen events or circumstances that could impact your income. 

Additional Benefits with Himalayan Everest Insurance

Easy and hassle-free Services & Additional Benefits of Nrs. 200,000 for Personal Accident Insurance of Insured

 

What Covered In Crops Insurance ?

Fire or lightning

Earthquakes, Landslides and soil erosion

Floods and inundations

Typhoons, hailstones, and snow

Accidental Risk

Insects and Pests Risk

What is Required For Claim?

  1. Click on Digital Services in the top navigation bar.
  2. Select Claims Center from the drop-down menu.
  3. In the pop-up window titled "How can we help you with your claim?", click on Lodge a Claim.
  4. Fill in the required policy details and incident information to submit your claim.

Note: If you already have an existing claim and want to check its status, select Track your claim instead.

WHAT DOCUMENTS DO I NEED TO BUY A CROP INSURANCE?

A Duly Completed Proposal Form

A Duly Complete Know-Your-Customer (KYC)

Technician recommendation form

Proof of Land Ownership or Land Lease Contract